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    Home » Food » Recipes

    Easy Pumpkin Cream Cheese Bread (Ultra Moist!)

    Published: Sep 16, 2026 · by Mary_Hartman· This post may contain affiliate or amazon links.

    Mary, creator of DIY and FUN
    Easy Pumpkin Cream Cheese Bread is soft, moist, and packed with cozy fall flavors featuring pumpkin pie spice, and creamy cheesecake filling
    See the Recipe

    This Easy Pumpkin Cream Cheese Bread combines moist pumpkin bread with a luscious cream cheese swirl for the ultimate fall treat.

    Made with real pumpkin puree, warm pumpkin pie spice, and a creamy cheesecake filling, this homemade quick bread is great when served with morning coffee, served as an afternoon snack, or shared with others as a holiday treat!

    Easy Pumpkin Cream Cheese Bread is soft, moist, and packed with cozy fall flavors featuring pumpkin pie spice, and creamy cheesecake filling

    What you will read about.

    • Why this recipe works.
    • Ingredients Needed.
    • How to Make Easy Pumpkin Cream Cheese Bread
    • Tips for making the best Homemade Pumpkin Bread
    • FAQ
    • How to Store Pumpkin Bread with Cream Cheese Filling
    • Print the recipe.

    Why this recipe works.

    This Easy Pumpkin Cream Cheese Bread is soft, moist, and packed with cozy fall flavors!

    Here is what else you will like about this recipe.

    • This recipe is simple to make using common pantry ingredients and delivers bakery-worthy results every time.
    • Because this is a quick bread, there is no kneading or having to wait for the ingredients to rise.
    • There is really nothing quite like the comforting aroma of pumpkin spice baking in the oven, especially when it comes wrapped around a rich, creamy cheesecake filling.
    • While this bread is perfect for breakfast or brunch, it can be served about any time of the day!

    Have you tried my recipe for Banana Bread Made With Greek Yogurt?

    Topped with a sweet pecan glaze, that banana bread is extra-moist and flavorful. Both this pumpkin bread and that baba bread are great tasting bread recipes that are easy to make and can be enjoyed throughout the day.

    Pumpkin Pie Spice gives this easy bread that special flavor and aroma. You can find pumpkin pie spice here.

    Easy Pumpkin Cream Cheese Bread is soft, moist, and packed with cozy fall flavors featuring pumpkin pie spice, and creamy cheesecake filling

    Ingredients Needed.

    • Flour. Regular all purpose flour.
    • Leaveners Both Baking Soda and Baking Powder.
    • Salt. Added to help bring out the pumpkin flavor.
    • Pumpkin Pie Spice. Gives this bread that special taste and smell.
    • Pumpkin Puree. Use a canned pure pumpkin puree that has no other ingredients added to it.
    • Light Brown Sugar Lightly packed.
    • Sugar. Regular granular sugar. This is divided.
    • Vegetable Oil. Can be substituted with another neutral oil.
    • Sour Cream. Use a full-fat sour cream for optimal moisture.
    • Eggs. Large eggs at room temperature. This too is divided in this recipe.
    • Vanilla Extract. Adds a flavor balance.
    • Cream Cheese. Use a full fat cream cheese that is softened.

    How to Make Easy Pumpkin Cream Cheese Bread

    Easy Pumpkin Cream Cheese Bread is soft, moist, and packed with cozy fall flavors featuring pumpkin pie spice, and creamy cheesecake filling

    • Prep Time 10 minutes .
    • Bake Time 45-55 minutes .
    • Servings 12 .
    • How to serve : This Pumpkin Cream Cheese Bread is delicious served slightly warm or chilled straight from the refrigerator. Enjoy a slice with a hot cup of coffee, tea, or a pumpkin spice latte for the ultimate fall treat. It makes a wonderful addition to breakfast, brunch spreads, holiday gatherings, and dessert tables.
    • Notes: You will need a loaf pan, mixing bowls, and a whisk.

    1. Prepare. Preheat your oven to 350f. Also, prep your loaf pan for nonstick. Parchment paper can work well in this recipe.
    2. Dry Ingredients. In a large mixing bowl, use a whisk to combine together a cup of flour with the baking soda, baking powder, salt, and pumpkin pie spice. Make a well in the center of the combined ingredients.
    3. Wet Ingredients. Using a clean mixing bowl, beat together the pumpkin puree, brown sugar, and a quarter cup of the regular sugar until combined. Then add the vegetable oil and sour cream and beat until combined. Lastly, beat in one of the eggs along with the vanilla extract.
    4. Combine. Slowly add the wet ingredients to the well that you made in the dry ingredients in the second step. Mix these ingredients until just combined.
    5. Swirl To make the swirl, in a third mixing bowl, beat together the cream cheese along with the remaining flour, egg, and sugar.
    6. Layer. Use a large spoon or rubber spatula to transfer about ⅔rds of the batter from the last step into your prepared loaf pan, evenly spreading the batter out. Carefully, spread the swirl layer on top of this, taking care to not blend the layers. Then top the swirl layer with the remaining batter.
    7. Bake. Bake the bread for 44-45 minutes or until a toothpick inserted into the center comes back with just a few moist crumbs
    8. Set. After removing the loaf pan from your oven, allow the bread to cool in the pan for 10 to 15 minutes to set. Then transfer the bread to a wire cooling rack and let it cool completely, about one to two hours.
    Easy Pumpkin Cream Cheese Bread is soft, moist, and packed with cozy fall flavors featuring pumpkin pie spice, and creamy cheesecake filling

    Tips for making the best Homemade Pumpkin Bread

    Make sure that you are using pumpkin puree rather than pumpkin pie filling as they are two different things. Pumpkin puree should have no other added ingredients.

    More helpful tips for you.

    1. For optimal blending, make sure that your dairy ingredients are at room temperature. This includes the cream cheese, eggs, and sour cream.
    2. I find that the easiest way to add the swirl layer is to first drip dollops of the cream cheese mixture over the bottom layer and then carefully smooth the dollops out to cover the bottom bread layer.
    3. Your bread is done when a toothpick inserted into the top bread layer (avoiding the cream cheese layer!) comes out with just a few crumbs and the top of the loaf springs back lightly when touched. Make sure that you allow the bread to adequately cool in order to properly set after baking.

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    Easy Pumpkin Cream Cheese Bread is soft, moist, and packed with cozy fall flavors featuring pumpkin pie spice, and creamy cheesecake filling

    FAQ

    • Can I use homemade pumpkin puree?

      Yes! As long as it have been properly been made (cooked). Homemade pumpkin puree can work well as long as it has a similar consistency to canned pumpkin. If your puree seems watery, drain off excess liquid before using.

    • Why did my cream cheese layer sink


      A slight sinking in the bread is normal. However, to help prevent excessive sinking, make sure that your cream cheese is softened, avoid over-mixing the batter, and avoid spreading the swirl filling too close to the edges of the pan.

    • Can I substitute Greek yogurt for sour cream?

      Yes. Plain Greek yogurt (full fat) can be used in place of sour cream in equal amounts and will provide a similar moisture and tangy flavor.

    • Do I have to allow the bread to fully cool and set?

      YES! Let the bread cool in the pan to help the bread set up, making it easier for you to remove the bread from the pan without breaking. Next, transfer the bread to a wire rack and let it cool completely, about 1 to 2 hours. The cream cheese filling needs to continue to firm up as the bread cools, giving you clean, beautiful slices. If you cut into the loaf while it is still warm the cream cheese layer may be soft and the bread can crumble.

    • Can I add nuts or chocolate chips?

      Definitely (yum!). Chopped pecans, walnuts, or chocolate chips make delicious additions to the pumpkin batter. Fold in about a half cup before baking.

    Variations.

    • Make a maple cream cheese bread by atting a teaspoon or two of maple extract to the cream cheese filling.
    • For a crunchy element, fold a half cup of chopped pecans into the pumpkin batter for added crunch and a nutty flavor that pairs perfectly with the creamy filling.
    • Turn the recipe into muffins by layering the pumpkin batter and cream cheese filling in a muffin tin. Bake until the centers are set and the tops spring back when lightly touched.
    Easy Pumpkin Cream Cheese Bread is soft, moist, and packed with cozy fall flavors featuring pumpkin pie spice, and creamy cheesecake filling

    How to Store Pumpkin Bread with Cream Cheese Filling

    Once the bread has fully cooled, it can be stored in an airtight container or wrapped well in foil or wrap. When properly stored, this bread should keep for up to five days when refrigerated or frozen for up to a few months. To thaw the bread, transfer the bread to the refrigerator overnight. Individual slices can also be thawed at room temperature for about 30 minutes. Enjoy chilled or warm slices briefly in the microwave for a fresh-baked taste.

    You may also be interested in these recipe ideas.

    • Banana Pudding Poke Cake with Cake Mix
    • 5 Ingredient Pumpkin Pie Dip
    • Simple Pecan Pie Bars Recipe
    • 5 Minute Pumpkin Pie Smoothie
    • 5 Minute Million Dollar Dip Recipe
    • 12 Easy No-Bake Desserts You Can Make in 20 Minutes or Less
     Easy Pumpkin Cream Cheese Bread (Ultra Moist!)

    Print the recipe.

    Easy Pumpkin Cream Cheese Bread (Ultra Moist!)
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    Pumpkin Cream Cheese Bread

    Easy Pumpkin Cream Cheese Bread is soft, moist, and packed with cozy fall flavors featuring pumpkin pie spice, and creamy cheesecake filling
    Prep Time19 minutes mins
    Cook Time55 minutes mins
    Total Time1 hour hr 14 minutes mins
    Course: bread, Breakfast, Brunch, Dessert
    Cuisine: American, Fall
    Search Result: Cream Cheese Swirl Pumpkin Bread, Easy Pumpkin Cream Cheese Bread, Homemade Pumpkin Bread, Moist Pumpkin Bread Recipe, Pumpkin Bread with Cream Cheese Filling, Pumpkin Cream Cheese Bread, Pumpkin Loaf Recipe, Pumpkin Spice Bread
    Servings: 12

    Equipment

    loaf pan
    Mixing Bowl
    whisk
     whisk 

    Ingredients

    • 18½ tbsp Flour. --1 cup plus 2 ½ tbsp
    • 1 tsp Baking Soda
    • ½ tsp Baking Powder
    • ½ tsp Salt.
    • 2 tsp Pumpkin Pie Spice.
    • 1 cup Pumpkin Puree.
    • ½ cup Light Brown Sugar
    • ½ cup Sugar. --This is divided.
    • ¼ cup Vegetable Oil.
    • ¼ cup Sour Cream.
    • 2 Eggs. --Divided
    • 1 tsp Vanilla Extract
    • 4 oz Cream Cheese

    Instructions

    • Prepare. Preheat your oven to 350f. Also, prep your loaf pan for nonstick. Parchment paper can work well in this recipe.
    • Dry Ingredients. In a large mixing bowl, use a whisk to combine together a cup of flour with the baking soda, baking powder, salt, and pumpkin pie spice. Make a well in the center of the combined ingredients.
    • Wet Ingredients. Using a clean mixing bowl, beat together the pumpkin puree, brown sugar, and a quarter cup of the regular sugar until combined. Then add the vegetable oil and sour cream and beat until combined. Lastly, beat in one of the eggs along with the vanilla extract.
    • Combine. Slowly add the wet ingredients to the well that you made in the dry ingredients in the second step. Mix these ingredients until just combined.
    • Swirl To make the swirl, in a third mixing bowl, beat together the cream cheese along with the remaining flour, egg, and sugar.
    • Layer. Use a large spoon or rubber spatula to transfer about ⅔rds of the batter from the last step into your prepared loaf pan, evenly spreading the batter out. Carefully, spread the swirl layer on top of this, taking care to not blend the layers. Then top the swirl layer with the remaining batter.
    • Bake. Bake the bread for 44-45 minutes or until a toothpick inserted into the center comes back with just a few moist crumbs
    • Set. After removing the loaf pan from your oven, allow the bread to cool in the pan for 10 to 15 minutes to set. Then transfer the bread to a wire cooling rack and let it cool completely, about one to two hours.

    Recipe Notes

    *Please check the nutritional labels to assure that you are sticking to your diet restrictions for any substitutions used.
    Also, please see the actual recipe post for further details on this recipe.
    Nutritional Information is only an estimate and can vary especially with ingredients that are used.
    See DiyandFun.com for details on this recipe.

    originally posted:

    September 16, 2026
    *As an Amazon Associate I earn from qualifying purchases. This means that the links on this website, and specifically on this post, that lead to other sites may be affiliate links.

    Nutrition

    Calories: 211kcal | Carbohydrates: 29g | Protein: 3g | Fat: 10g | Saturated Fat: 3g | Polyunsaturated Fat: 3g | Monounsaturated Fat: 2g | Trans Fat: 0.03g | Cholesterol: 40mg | Sodium: 251mg | Potassium: 98mg | Fiber: 1g | Sugar: 19g | Vitamin A: 3375IU | Vitamin C: 1mg | Calcium: 45mg | Iron: 1mg
    Please note: Nutritional data has been calculated using a tool that comes with this recipe card and not by me. This means that Nutritional Information is only an estimate and can vary especially with ingredients that you use. The accuracy of this tool may differ from other tools as expected. Also note that there is no instructional value to the video that may be attached to this recipe. It is only there for visual pleasure. For more information about the images in this recipe, please refer the the recipe instructions. Thank you!

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    Easy Pumpkin Cream Cheese Bread is soft, moist, and packed with cozy fall flavors featuring pumpkin pie spice, and creamy cheesecake filling

    Easy Pumpkin Cream Cheese Bread is soft, moist, and packed with cozy fall flavors featuring pumpkin pie spice, and creamy cheesecake filling.

    Made with real pumpkin puree, warm pumpkin pie spice, and a creamy cheesecake filling, this homemade quick bread is perfect for breakfast, dessert, holiday gatherings, or gifting. Save this delicious pumpkin bread recipe for your fall baking list!

    Please see recipe post for further details on this recipe.

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    Filed Under: Fall, Recipes

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    Hi! I'm Mary. I am a devoted do it yourselfer with interests in everything from crafts to food recipes. On this site I am sharing some of my favorite recipes and homesteading ideas from holiday crafts to gardening. Thanks for visiting!!

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